UnitedHealthOne North Carolina

UnitedHealthOne offers a variety of plan options to choose and can be easily customized to fit most budgets. The two plans that we recommend is their Copay Select for a traditional type plan and the HSA100 for their HSA Plan.

UnitedHealthOne Copay Select

Some of the highlights of the Copay select are as follows:

• $35 copayment for Primary Care Physician and Specialist (history and exam)
• Deductible options of $500, $1,000, $1,500, $2,500, $5,000, $7,500, or $10,000
• Maximum 2 deductibles per family
• Coinsurance options of 0% ($0), 20% ($3,000) or 30% ($5,000)
• $35 copayment for preventative visit.  You then pay chosen coinsurance for X-ray and lab, child immunizations, pap smear, mammograms, and PSA screenings
• $15 copayment for generics not subject to drug deductible.  
• Brand name drugs subject to $200 deductible.  Maximum benefit for brand drugs is $3,000.  However an unlimited benefit is available for additional cost and we highly recommend upgrading this feature.
• Comes with FACT membership which give you discounts for Vision and Dental discounts and some other unique discounts. 
• $3,000,000 lifetime maximum benefit.  Upgradeable to $5,000,000 (recommended)

UnitedHealthOne HSA100

Some of the highlights of the HSA100 are:

• Individual deductible options of $1250/$2500/$3000/$3500/$5000
• Family deductible options of $2500/$5000/$6000/$7000/$10000
• 100% coverage once the individual or family deductible is satisfied
• $35 copayment for preventative visit.  X-ray, child immunizations, pap smear, mammograms, and PSA screenings covered 100%
• Prescription drugs covered 100% once individual or family deductible is met.  $3000 annual maximum per person per calander year.  No annual maximum plan enhancement available and highly recomended.
• $3,000,000 lifetime maximum benefit.  Upgradeable to $5,000,000 (recommended)

To view UnitedHealthOne North Carolina plan options simply click the link in this sentence.