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		<title>Southeast Insurance Solutions, Inc</title>
		<link>https://www.individualhealthinsurancenc.com</link>
		<description>Leading Resource for North Carolina Health Insurance. Every Major Carrier Represented. Click or Call (704)-560-8972 for Complete Details.</description>
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			<title>North Carolina Health Care Reform - Will You Receive a Subsidy?</title>
			<description><![CDATA[There are four factors that will determine your premium for health care reform plans.  Age  Smoker  Geographical Location  Income  No longer will health questions be required.&amp;nbsp; However, I believe the most confusing factor will be your income.&amp;nbsp; Income will determine what subsidy will be available to offset your premiums.&amp;nbsp; The chart below will give you an idea of what income limits will be considered during ACA to determine who qualifies for a subsidy.     2013 Federal Poverty ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/north-carolina-health-care-reform-will-you-receive-subsidy.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/north-carolina-health-care-reform-will-you-receive-subsidy.htm</guid>
			<pubDate>Sun, 02 Jun 2013 05:00:00 EST</pubDate>
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			<title>How Will The Affordable Care Act Affect North Carolinians?</title>
			<description><![CDATA[In March of 2010 Congress passed the Affordable Care Act (ACA).&amp;nbsp; Some parts of the law have already been implemented but the majority will take effect in 2014.&amp;nbsp; These include:   Individual mandate to purchase health insurance (coupled with federal subsidies for individuals and families that qualify based on 2012 income.&amp;nbsp; Estimate 2/3 North Carolinia's uninsured will qualify)  Insurers must accept ALL applicants, regardless of health status   Guarantee Issue   Eliminate medical ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/how-will-affordable-care-act-affect-north-carolinians.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/how-will-affordable-care-act-affect-north-carolinians.htm</guid>
			<pubDate>Mon, 25 Mar 2013 05:00:00 EST</pubDate>
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			<title>2013 North Carolina HSA Limits</title>
			<description><![CDATA[In 2013,  North Carolina Health Savings Account  (HSA) plans will see in increase in both their contribution limits as well as their deductible minimums.  The maximum contribution that can be made to your HSA account will now be $3,250 for individual accounts and $6,450 for family accounts.&amp;nbsp; The individual limit is $150 higher than 2012 and the family limit is $200 higher than 2012.&amp;nbsp; This gives you more money to put away for medical claims which also means more money to write off ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/2013-north-carolina-hsa-limits.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/2013-north-carolina-hsa-limits.htm</guid>
			<pubDate>Wed, 14 Nov 2012 06:00:00 EST</pubDate>
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			<title>Child Only Policies Are Available in North Carolina</title>
			<description><![CDATA[One of the drawbacks of Health Care Reform (HCR) is that it has caused  almost  all health insurance carriers in North Carolina to discontinue issuing child only policies.&amp;nbsp; Why?&amp;nbsp; Because part of this reform is that no child under the age of 19 can be denied health insurance due to pre-existing conditions and the insurance carrier cannot put exclusion riders on children.&amp;nbsp; This means that children are guaranteed issue which puts a lot of liability on the carrier.  North ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/child-only-policies-are-available-north-carolina.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/child-only-policies-are-available-north-carolina.htm</guid>
			<pubDate>Fri, 27 Jul 2012 05:00:00 EST</pubDate>
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			<title>Do Claims Cause Health Insurance Premiums to Increase?</title>
			<description><![CDATA[I get calls all the time from people looking for new  health insurance  because they claim one of two things:   &quot;I don't understand why my rates keep going up, I haven't had any claims&quot;  &quot;My rates went up significantly at renewal because I filed a few claims last year&quot;   Let's examine this.&amp;nbsp; First off, individual health insurance carriers by law CANNOT raise your rates due to claims.&amp;nbsp; Whether you filed a $100 claim or a $100,000 claim this will NOT effect your rates. Auto and ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/do-claims-cause-health-insurance-premiums-increase.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/do-claims-cause-health-insurance-premiums-increase.htm</guid>
			<pubDate>Wed, 25 Jul 2012 05:00:00 EST</pubDate>
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			<title>Know What Type of Medical Insurance North Carolina You Have!</title>
			<description><![CDATA[It's been a while since I posted a blog article but I saw something on Dateline the other night that hit a nerve and one that I end up talking to potential clients often about.&amp;nbsp; If you are looking for  Medical Insurance North Carlolina , PLEASE make sure that you talk with a state licenced insurance agent.  There are numerous companies out there that prey on individuals with pre existing conditions or just people looking for affordable health insurance in North Carolina.&amp;nbsp; These ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/know-what-type-medical-insurance-north-carolina-you-have.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/know-what-type-medical-insurance-north-carolina-you-have.htm</guid>
			<pubDate>Tue, 27 Mar 2012 05:00:00 EST</pubDate>
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			<title>Cigna Now Offers NC Dental Insurance</title>
			<description><![CDATA[If you are looking for NC dental insurance there is a new player in town.&amp;nbsp;  Cigna North Carolina  is now offering a comprensive dental plan that can be added on when you purchase one of their health plans.&amp;nbsp; This is not a stand alone plan - meaning that you cannot buy their dental coverage by itselt...you have to have one of the medical plans as well.&amp;nbsp; However this is a pretty good plan that will stand toe to toe with the others available, actually will out perform them in many ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/cigna-now-offers-nc-dental-insurance.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/cigna-now-offers-nc-dental-insurance.htm</guid>
			<pubDate>Wed, 06 Jul 2011 05:00:00 EST</pubDate>
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			<title>A Few Tips to Find the Best Health Insurance in North Carolina</title>
			<description><![CDATA[Everyone that is looking for  health insurance in North Carolina  should also be looking for the BEST health insurance. There is no one size fits all. What is right for you may not be right for your neighbor. Here are some tips to assist you in what you are looking for.  The primary tip you should look at is how often your family uses healthcare related services on an average year. Some folks may visit their physician each month. Whereas others might only see their physician annually for ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/few-tips-find-best-health-insurance-north-carolina.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/few-tips-find-best-health-insurance-north-carolina.htm</guid>
			<pubDate>Wed, 06 Jul 2011 05:00:00 EST</pubDate>
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			<title>NC Health Insurance for the Unemployed</title>
			<description><![CDATA[North Carolina, like many other states, is still struggling with high unemployement.&amp;nbsp;Most individuals in our state have relied on their employer for the  NC health insurance  benefits.&amp;nbsp;Now that so many people are still out of work many are finding that they cannot afford their COBRA health insurance premiums...especially if they have recently lost the COBRA subsidy that was put in place in 2009 with an extension in 2010.  So, where does that leave you?&amp;nbsp; Well there really are ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/nc-health-insurance-unemployed.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/nc-health-insurance-unemployed.htm</guid>
			<pubDate>Wed, 15 Jun 2011 05:00:00 EST</pubDate>
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			<title>North Carolina Health Savings Account Limits for 2012</title>
			<description><![CDATA[As you can see from a lot of my blog posts and my website, I am a pretty big advocation of having a health plan that qualifies for a  North Carolina health savings account .&amp;nbsp;  Starting January 1, 2012 for High Deductible Health Plans (HDHP) the annual contribution limit for health savings account will increase.&amp;nbsp; Currently for individuals with self-only coverage enrolled in an HDHP, the maximum annual&amp;nbsp;contribution amount will increase from $3,050 to $3,100.&amp;nbsp; For ...]]></description>
			<link>http://www.individualhealthinsurancenc.com/blog/north-carolina-health-savings-account-limits-2012.htm</link>
			<guid>http://www.individualhealthinsurancenc.com/blog/north-carolina-health-savings-account-limits-2012.htm</guid>
			<pubDate>Tue, 07 Jun 2011 05:00:00 EST</pubDate>
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