HumanaOne in North Carolina
HumanaOne in North Carolina is one of the largest health insurance companies. They are based out of Louisville, Kentucky and are one of the nation's largest publicly traded health benefits companies, with over 11 million medical members.
HumanaOne in North Carolina offers two popular PPO Copay plans and one of the best HSA Plans available:
Portrait Plan
Humana's Portrait plan is a PPO plan that pays 80% after either a $1,000 or $2,500 deductible.
Plan features include:
- $35 copayment for office visits with a Primary Physician (Family Practice, Internist or Pediatrician) - Unlimited.
- $50 copayment for Specialists - Unlimited.
- Preventive Care including routine physical exam, mammograms, pap smear, prostate, colorectal, ovarian and cervical screenings covered at 80% with no deductible ($300 per year).
- Tier 1 (generic) prescriptions covered after a $15 copay - not subject to RX deductible.
- Prescription deductible option for brand name prescriptions of either $0 or $500.
- Unlimited prescription drug benefit
- Family Deductibles and Maximum out of pocket expenses are limited to two times the single deductible. For instance, with the $1,000 deductible plan the family maximum deductible is $2,000
- $5,000,000 lifetime benefit (upgradeable to $8,000,000)
Humana's Portrait plan is designed for those individuals and families looking for a comprehensive major medical plan.
Autograph Share 80 Plus Rx
HumanaOne in North Carolina Autograph Share 80 Plus Rx plan is a PPO plan that pays 80% after either a $3,500, $5,000 or $6,000 deductible. Humana's Autograph Share 80 Plus Rx plan is an affordable PPO plan which includes copayments for office visits and prescriptions.
Plan features include:
- $35 copayment for office visits with a Primary Physician (Family Practice, Internist or Pediatrician).
- $50 copayment for Specialists.
- Office visit copayments are limited to six visits per calender year, then 80% after the deductible.
- Preventive Care including routine physical exam, mammograms, pap smear, prostate, colorectal, ovarian and cervical screenings covered at 80% with no deductible ($300 per year).
- Tier 1 (generic) prescriptions covered after a $15 copay - not subject to RX deductible.
- Prescription deductible options for brand name prescriptions of either $500 or $1,000.
- Unlimited prescription drug benefit
- Family medical deductibles are limited to two times the single deductible.
- $5,000,000 lifetime benefit (upgradeable to $8,000,000)
Autograph: Total Plus Rx/HSA
HumanaOne offers one of the best qualified North Carolina Health Savings Account plans available and is also one of the most cost competitive options available.
Plan features include:
- Individual deductible options of $1500/$2500/$3500/$5000
- Family deductible options of $3000/$5000/$7000/$10000
- 100% coverage once the individual or family deductible is met. This includes prescriptions.
- Preventive Care including routine physical exam, mammograms, pap smear, prostate, colorectal, ovarian and cervical screenings covered 100% with no deductible ($300 per year).
- NO annual maximum on prescription drugs. This is one of the best features as many other carriers put annual caps on brand drugs. You don't have to worry about that with HumanaOne.
- $5,000,000 lifetime benefit (upgradeable to $8,000,000)
Autugraph: Total Plus Rx/HSA Brochure
