Cigna Now Offers NC Dental Insurance
July 6, 2011
If you are looking for NC dental insurance there is a new player in town. Cigna North Carolina is now offering a comprensive dental plan that can be added on when you purchase one of their health plans. This is not a stand alone plan - meaning that you cannot buy their dental coverage by itselt...you have to have one of the medical plans as well. However this is a pretty good plan that will stand toe to toe with the others available, actually will out perform them in many others. Here are how the benefits stack up (in network):
-
Calendar Year Deductible per Person $50
-
Calendar Year Maximum per Person $1,000
-
Preventive/Diagnostic Services (no waiting period) Cigna Pays 100% (no deductible)
-
Oral Exams
-
Routine Cleanings
-
Routine X-rays
-
Fluoride Application
-
Sealants
-
Space Maintainers (non-orthodontic)
-
Basic Services (6 Month Waiting Period) Cigna pays 80%
-
Fillings
-
Non-Routine X-rays
-
Emergency Services to Relieve Pain
-
Oral Surgery, Simple Extractions
-
Major Services (12 Month waiting Period) Cigna pays 50%
-
Crowns/Inlays/Onlays
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Root canal Therapy/Endondontics
-
Minor Periodontics
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Major Periodontics
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Oral Surgery, All Except Simple Extractions
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Surgical Extraction of Impacted Teeth
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Relines, Rebases, and Adjustments
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Repairs - Bridges, Crowns, and Inlays
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Repairs - Dentures
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Anesthetics
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Dentures
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Bridges
There you have it. Comprehensive Coverage at an affordable price. Here are the rates for 2011 in Mecklenburg County (prices vary by area):
|
Age |
Male |
Female
|
|
2-24 |
$22 |
$28 |
|
25-29 |
$24 |
$29 |
|
30-34 |
$24 |
$27 |
|
45-39 |
$25 |
$27 |
|
40-44 |
$27 |
$30 |
|
45-49 |
$30 |
$32 |
|
50-54 |
$33 |
$34 |
|
55-59 |
$35 |
$36 |
|
60-64 |
$38 |
$38 |
Click this link for quotes on Cigna North Carolina health plans.